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Products

Five products, one integration.

One balance and one set of credentials. Enable the products you need and leave the rest switched off.

  • Crypto Rails

    Buy and sell crypto with naira, on a quote your user has seen.

    • Quote a rate, then place the order against that quote — not against whatever the market did since.
    • Orders settle against your prepaid balance, not a separate wallet you have to fund.
    • Every order carries one reference — ours — and it survives a change of rail underneath.
  • Identity / KYC

    Confirm the people using your platform are who they say they are.

    • BVN verification with name matching against the name your user gave you.
    • Identity numbers are encrypted at rest and never returned in full — only the last four digits.
    • Each verification is recorded against your own reference for that user, never another platform’s.
  • Virtual Accounts

    Dedicated account numbers that pay into your balance.

    • Issue an account number per customer and receive bank transfers against it.
    • Each credit is booked as a ledger posting, and your balance is the sum of those postings.
  • Payouts

    Transfers to Nigerian bank accounts, reserved before they are sent.

    • A name enquiry is required before a transfer, so you confirm the account holder first.
    • Funds are reserved before the rail is called, and released only on a definite failure.
    • An ambiguous answer from the rail is held and resolved — never reported to you as a failure.
    How Payouts works
  • Bills & VTU

    Everyday payments your users already make, through one integration.

    • Airtime, data bundles, electricity tokens, cable TV and exam PINs, behind one API.
    • Each purchase is idempotent: a retried request returns the original result, never a second token.
    How Bills & VTU works

Why platforms build on VertexBridge

  • One integration

    One API and one set of credentials across every product.

  • Only what you need

    Products are enabled per account. A product you have not enabled refuses the call, rather than surprising you on an invoice.

  • Identity data, protected

    Identity numbers are encrypted at rest and never returned in full. Your users’ data is not ours to show anyone.

  • References that outlast a rail

    You only ever see our references. If we change the rail underneath a product, your integration does not change.

Start building with VertexBridge

Tell us which products you need. We set up your sandbox account and issue test keys, and you integrate at your own pace.